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Understanding Your Home Buying Timeline








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Your Home Journey Starts Here

What every buyer needs to know
In addition to your down payment and due diligence fee, you’ll need to budget for closing costs.
These typically range from 2–3% of the purchase price and include things like lender fees,
attorney fees, title insurance, and property taxes. Your lender will provide a detailed estimate
early in the process.
It depends. If you’re paying with cash, you can typically close in as little as 10-14 days. If you’re
using financing, most lenders need around 30-45 days to process and approve your loan.
And just so you know—closing day is the day you get the keys to your new home.
A fixture is anything permanently attached to the home—like light fixtures, ceiling fans, or TV
brackets—and is usually included in the sale. Personal property—like a fridge, washer/dryer, or
furniture—isn’t, unless it’s agreed upon in the initial offer. We’ll make sure your contract clearly
spells out what stays and what goes.
In most cases, you don’t pay your buyer’s agent directly. Their compensation is typically offered by
the seller. DASH Carolina will always be transparent about how this works, and if there’s ever a
situation where a buyer fee applies, we’ll walk you through it first—no surprises.
If you’re getting a mortgage, your lender will order an appraisal to confirm the home’s value. An
appraisal is a professional estimate of a home’s market value, conducted by a licensed appraiser.
If the appraisal comes in low, it can affect your financing—or cost you your due diligence fee.
That’s why DASH Carolina’s in-house market analysts help price every offer with precision, using
local data and comps to help you avoid overpaying.
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